Ta sanble se pou yon fanm direktè a tap bat LAPONYET la Live devan kamera. Gade video sa...
Ta sanble se pou yon fanm direktè a tap bat LAPONYET la Live devan kamera. Gade video sa...
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When to Hire a Lawyer
When you've been in a car accident, you have a lot on your mind. Aside from any emotional turmoil and stress, you have to deal with your injuries, damage to your vehicle, handling your claim, and any other issues.
Lawyers can help you deal with the process of your claim and reduce your stress in the process. The following information will help you determine whether hiring an attorney is the right choice for you.
Property Damage
One of the biggest losses after an accident is the loss of property. Your vehicle may be heavily damaged and, in some cases, be considered a total loss.
It's typically the car insurance company's prerogative to either:
- Deem your car a total loss.
OR - Pay for repairs.
First, you'll need to determine whether your coverage will pay or whether the other company will pay. For instance:
- If you are at fault, you'll seek reimbursement through your own policy.
- If you are not at fault, you'll generally seek payment through the other insurer.
- In some cases (e.g., if you live in a no-fault state, or you were in a hit and run), you may seek compensation from your own car insurance company.
Regardless of the company from which you're seeking payment, you might find their initial claim offer is
insufficient to fully cover your repair or replacement costs.
If you don't have the energy or knowledge to pursue a more substantial claim, you need the services of an attorney to ensure you get what you deserve.
Personal Injury
If you are injured as a result of an accident, you need to get the proper medical care right away. If you delay, it can be harder to prove your injuries resulted from the car accident.
Your payment for care will depend on the coverages in your policy. If you are not at fault, your bills will be paid for by the other driver's
liability coverage. If you live in a no-fault state, however, you can seek payment from your personal injury protection (PIP) coverage to get your bills without the delay of negotiation between companies.
You can also seek payment from:
- Medical payments coverage, if it's included in your policy.
- Uninsured motorist coverage, if you have it and you were hit by an uninsured or underinsured driver (or were in a hit and run accident).
- Your health insurance policy.
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